⚠️ Important: Credit repair laws vary by state. Verify requirements with your attorney.
High-Stakes States
| State | Status | Bond | Required |
|---|
| California | High-Stakes | $100,000 | Yes |
| Texas | Regulated | $100,000 | Yes |
| Nevada | High-Stakes | $100,000 | Yes |
| Florida | Regulated | $10,000 | Yes |
| Georgia | Prohibited | N/A | No |
| New York | Strict | $0 | No |
| Virginia | Regulated | $5,000 | Yes |
Other States
| State | Status | Bond | Required |
|---|
| Alabama | Open | None | No |
| Alaska | Open | None | No |
| Arizona | Open | None | No |
| Arkansas | Open | None | No |
| Colorado | Open | None | No |
| Connecticut | Open | None | No |
| Delaware | Open | None | No |
| Hawaii | Open | None | No |
| Idaho | Open | None | No |
| Illinois | Open | None | No |
| Indiana | Open | None | No |
| Iowa | Open | None | No |
| Kansas | Open | None | No |
| Kentucky | Open | None | No |
| Louisiana | Regulated | $10,000 | Yes |
| Maine | Regulated | None | Yes |
| Maryland | Regulated | $20,000 | Yes |
| Massachusetts | Regulated | None | Yes |
| Michigan | Open | None | No |
| Minnesota | Open | None | No |
| Mississippi | Open | None | No |
| Missouri | Open | None | No |
| Montana | Open | None | No |
| Nebraska | Open | None | No |
| New Hampshire | Regulated | None | Yes |
| New Jersey | Strict | None | Yes |
| New Mexico | Regulated | None | Yes |
| North Carolina | Regulated | None | Yes |
| North Dakota | Open | None | No |
| Ohio | Open | None | No |
| Oklahoma | Open | None | No |
| Oregon | Open | None | No |
| Pennsylvania | Strict | None | Yes |
| Rhode Island | Regulated | None | Yes |
| South Carolina | Regulated | None | Yes |
| South Dakota | Open | None | No |
| Tennessee | Regulated | $10,000 | Yes |
| Utah | Open | None | No |
| Vermont | Open | None | No |
| Washington | Open | None | No |
| West Virginia | Open | None | No |
| Wisconsin | Open | None | No |
| Wyoming | Open | None | No |